Commercial Insurance

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Covers physical assets such as buildings, equipment, stock and contents against risks like fire, theft, storms and natural disasters.

Protects against loss of income and operating expenses when your business operations are disrupted due to an insured event, such as a fire or flood.

Provides protection against legal claims for injury or damage caused to third parties due to your business operations, products or premises.

Covers professionals against claims for negligence, errors or omissions in the services or advice they provide, which result in a client’s financial loss.

Protects company directors and officers from personal liability in the event they are sued for wrongful acts in the course of managing the company.

Covers financial losses and liabilities resulting from cyber incidents such as data breaches, ransomware, and network security failures.

Provides comprehensive or third-party cover for business-owned vehicles, including fleets, protecting against accidents, theft and damage.

Insures goods being transported, whether by road, rail or sea, against risks such as theft, damage or loss while in transit.

Protects construction and engineering projects from risks such as accidental damage, equipment breakdown, and liability during the construction phase.

Tailored coverage for the hospitality and retail sectors, including protection for property, stock, liability, loss of income and industry-specific risks.

Covers your home’s structure (buildings) and everything inside (contents) against risks such as fire, theft, storm damage and burst geysers. It helps repair, rebuild or replace what’s lost or damaged.

Provides cover for your car or motorcycle against theft, hijacking, accidents, and damage. Options typically include comprehensive, third-party, fire & theft, or third-party only.

Protects you financially if you accidentally cause injury to someone else or damage to their property, for example, if a visitor is injured at your home and holds you responsible.

Covers valuable items you take outside your home, like phones, laptops, jewellery or bicycles, against loss, theft, or accidental damage, whether you're at home or travelling.

Insures boats, jet skis, caravans, and other leisure vehicles against damage, theft, or liability, whether on land or water.

Provides a payout in the event of death, disability or injury due to an accident. It offers financial support for you or your family when the unexpected happens.

Covers unexpected events while travelling, such as medical emergencies, trip cancellations, lost luggage or travel delays, whether you're travelling locally or internationally.